Send money from your business wallet to another Vita Wallet user using their registered email address. The amount is deducted from the sending wallet’s balance and credited instantly to the recipient’s Vita Wallet account.This payout is designed for two scenarios:
Merchant’s client → Vita Wallet user. Your business processes a transfer on behalf of a client to a Vita Wallet user.
Master wallet → Vita Wallet user. Your business pays a collaborator, supplier, or partner directly from its master wallet.
Because both sender and recipient are within the Vita ecosystem, transactions settle instantly and reach completed or error with no banking rails involved.
The recipient must already be registered on Vita Wallet with the email provided. If the email does not match an existing Vita user, the transaction returns an error.
This endpoint shares its URL with the other transaction creation flows. The transactions_type field is the discriminator — set it to "vita_sent" for this payout.
The amount is below the minimum allowed for the source currency.
{ "error": { "code": 500, "message": "Error creating vita transaction", "details": { "message": "El monto mínimo para enviar es de 953.0 CLP" } }}
Duplicated order
The order field is already associated with another transaction. Treat it as an idempotency hit and query GET /api/businesses/transactions?order=<id> for the original result.
{ "error": { "code": 503, "message": "Order is used" }}
Insufficient balance
The source wallet does not have enough balance in currency.
Confirm email corresponds to a registered Vita Wallet user.
2
Check prices
Call GET /api/businesses/prices and read the vita_sent structure for currency.
3
Confirm balance
Make sure the origin wallet has enough balance in currency.
4
Submit
POST /api/businesses/transactions with transactions_type: "vita_sent" and a unique order ID.
5
Handle timeouts
If the response times out, never retry with a new order. Query GET /api/businesses/transactions?order=<id> first.
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The response is organized by **source currency** (every currency active in your wallet, e.g. `clp`, `usd`, `cop`). Each currency object contains **two independent price structures**:\n\n- **`vita_sent`** — internal transfers between Vita Wallet users (used by `transactions_type: \"vita_sent\"`).\n- **`withdrawal`** — bank payouts to external accounts (used by `transactions_type: \"withdrawal\"`).\n\nCall this endpoint **before creating a Vita Sent or a bank payout** to ensure your calculations use fresh rates.\n\n---\n\n#### Price Validity\n\nEach prices response includes a `valid_until` timestamp indicating when the rates expire.\n\n**30-second look-back window.** If you call this endpoint within the last 30 seconds before expiration, Vita returns **freshly refreshed prices** with a new `valid_until` (never the about-to-expire ones). This guarantees ≥ ~2 minutes of validity ahead.\n\n> **Note:** If `valid_until` has already expired, request prices again before submitting the transaction to avoid the `Los precios caducaron` error.\n\n---\n\n#### Vita Sent Prices\n\nThe `vita_sent` section contains the pricing data needed to calculate **internal transfers** to another Vita Wallet user.\n\n| Field | Description |\n| --- | --- |\n| `valid_until` | Timestamp indicating when these prices expire. |\n| `_sell` | Sell rate for Vita-to-Vita transfers, indexed by destination country code (e.g., `clp_sell.co` for Vita Sent from CLP to a Vita user in Colombia). |\n| `fixed_cost` | Fixed cost in the destination country's local currency, indexed by country code. |\n\n##### Example — Vita Sent from CLP to Colombia\n\n```javascript\nconst finalAmount =\n (amount * vita_sent.prices.attributes[\"clp_sell\"][\"co\"]) -\n vita_sent.prices.attributes[\"fixed_cost\"][\"co\"];\n```\n\n---\n\n#### Payouts Prices\n\nThe `withdrawal` section contains the pricing data needed to calculate **bank payouts** to any supported destination country.\n\n| Field | Description |\n| --- | --- |\n| `valid_until` | Timestamp indicating when these prices expire. |\n| `time_to_arrival_transfer` | Time window Vita Wallet needs to deliver the payment to the destination bank account. |\n| `_sell` | Sell rate for the source currency, indexed by destination country code (e.g., `clp_sell.co` for selling CLP to Colombia). |\n| `fixed_cost` | Fixed cost charged in the destination country's local currency, indexed by country code. |\n| `fixed_cost_usd` | Fixed cost expressed in USD, indexed by country code. |\n| `min_amount` | Minimum amount allowed for the withdrawal, indexed by destination country. |\n\n> **Note:** The `_sell` field reflects the active balances of your account. If you have an active ARS balance, the response will include `ars_sell`. The same applies to every currency active in your wallet (CLP, USD, COP, MXN, etc.).\n\n##### Example — Bank payout from CLP to Colombia\n\n```javascript\nconst finalAmount =\n (amount * withdrawal.prices.attributes[\"clp_sell\"][\"co\"]) -\n withdrawal.prices.attributes[\"fixed_cost\"][\"co\"];\n```\n\n##### Example — Bank payout from USD to Colombia\n\n```javascript\nconst finalAmount =\n (amount * usd.withdrawal.prices.attributes[\"usd_sell\"][\"co\"]) -\n usd.withdrawal.prices.attributes[\"fixed_cost\"][\"co\"];\n```\n\n---\n\n#### Calculating the Final Amount — General Formula\n\nFor both `vita_sent` and `withdrawal`, use the same formula; just pick the correct section:\n\n```javascript\nfinal_amount = (amount_sent × \u003csource>_sell[\u003cdestination_country>]) − fixed_cost[\u003cdestination_country>]\n```\n\n> **Warning:** **Always subtract the fixed cost** from the converted amount. Skipping this step gives an incorrect final amount.\n\n---\n\n#### Quick Reference\n\n| Step | Action |\n| --- | --- |\n| 1 | Call `GET /api/businesses/prices` to retrieve current rates. |\n| 2 | Verify the `valid_until` timestamp before using a price. |\n| 3 | Select the source currency object (`clp`, `usd`, `cop`, etc.). |\n| 4 | Choose `vita_sent` (for Vita-to-Vita transfers) or `withdrawal` (for bank payouts). |\n| 5 | Confirm the amount meets the `min_amount` requirement for the destination country (payouts only). |\n| 6 | Apply the formula: `(amount × _sell[country]) − fixed_cost[country]`. |\n| 7 | Submit the transaction to `POST /api/businesses/transactions` with the calculated values. |","deprecated":null,"version":null,"openapi":"/openapi.yaml get /api/businesses/prices","href":"/api-reference/vita-sent/list-prices"},{"title":"Create Vita Sent","api":"POST 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