> ## Documentation Index
> Fetch the complete documentation index at: https://docs.vitawallet.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Bank Payouts

> Send funds from your wallet to bank accounts in any supported country.

Send funds from your business wallet to a bank account in any of the countries supported by Vita. This payout type handles currency conversion, applies the matching fixed costs and spreads, and delivers the amount to the destination bank account in local currency.

Unlike **Vita Sent**, bank payouts travel through external banking rails, so they can take additional processing time depending on the destination country's banking schedule — and they may go through the full transaction lifecycle (`started` → `processed` → `pending` → `completed` / `denied`).

> [!NOTE]
>
> **Required field:** `transactions_type: "withdrawal"` in the request body.

## Best for

> [card] Supplier & payroll payouts
>
> Pay suppliers, employees, or contractors via local or international bank transfers.

> [card] Cross-border fiat
>
> Send fiat currency abroad to any supported country.

> [card] Non-wallet recipients
>
> Disburse to clients who don't have a Vita Wallet account.

## Supported destination countries

Vita supports bank payouts worldwide. Each destination has its own code (used in `destination`) and settlement currency:

| Code | Destination | Currency |
| - | - | - |
| `swiftusd` | International USD via SWIFT | USD |
| `ar` | Argentina | ARS |
| `arusd` | Argentina | USD |
| `au` | Australia | AUD |
| `bo` | Bolivia | BOB |
| `br` | Brazil | BRL |
| `causd` | Canada | USD |
| `cl` | Chile | CLP |
| `cnusd` | China | USD |
| `co` | Colombia (ACH) | COP |
| `cobreb` | Colombia (Bre-B network) | COP |
| `cr` | Costa Rica | CRC |
| `do` | Dominican Republic | DOP |
| `ec` | Ecuador | USD |
| `eu` | European Union | EUR |
| `euusd` | European Union | USD |
| `gb` | United Kingdom (GBP) | GBP |
| `gbeur` | United Kingdom (EUR) | EUR |
| `hkusd` | Hong Kong | USD |
| `mx` | Mexico | MXN |
| `pa` | Panama | USD |
| `pe` | Peru | PEN |
| `peusd` | Peru (USD) | USD |
| `py` | Paraguay | PYG |
| `us` | United States (ACH) | USD |
| `uswires` | United States (WIRE) | USD |
| `uy` | Uruguay | UYU |
| `ve` | Venezuela | VES |

> [!NOTE]
>
> Each destination has its own fixed cost in local currency, automatically applied at the end of the transaction. Retrieve the current fixed costs and exchange rates by calling `GET /businesses/prices`.


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